Philippine Road Infrastructure VS Developed Nation Road Infrastructure

Roads lay a city's groundwork. Without roads and streets there would only be barren, empty land.

Let me just share an observation I had when I came back here:

Developed Nation road system:

- 2 lanes, going opposite directions

- 2 parking lanes on either side for street parking

- 1 bike lane , may include this feature

- gutters/strip of grass

- 1-2 sidewalks

Baranggay ** road system:

- 2 lanes, --- magsiksikan na kayo jan lahat!!!! Pedestrians, street parking, passing cars, no designated stops for public transportation, construction equipment

How Much Worth of Shares Do You Actually Need to Own to Sustain P5 Million worth of Dividends Per Year?

Making some computations...

To have P5M a year in dividends, for a security paying 5.50% dividend payout rate, you must own P100M worth of shares to get that P5M a year. For securities with less dividend rates, you need more than P100M to maintain that P5M a year. If you want to have a portion of it reinvested and inflation factored in, you have to even more than that to maintain P5M a year in cash dividend withdrawals.

How do you make P100M.

Lesson: Always have liquid cash ready for investment opportunities anytime.

Warren Buffett: We don't buy and sell stocks based upon what other people think the stock market is going to do (I never have an opinion) but rather upon what we think the company is going to do.

Warren Buffett: Stock market fluctuations are of little importance to us—except as they may provide buying opportunities—but business performance is of major importance.

Warren Buffett tells us he isn't a conformist: "A public opinion poll is no substitute for thought."

"Low wages are one sign of 'significant slack' in labor markets." -Janet Yellen, US Federal Reserve